Saving as an attitude is what
children should imbibe at an early age. What does this mean? Keeping certain
percentage of what they have now for future use or for investment. Although how
to save money for future use is not taught in schools, yet as individuals we
must make it a habit. Particularly, parents must see it as a duty to teach
their children how to save money, the importance of saving and encouragement
must be given.
I knew a man who always gave his
child double of whatever the child saved at the end of every year. We don’t
need to have millions before we can save; twenty, ten, even five naira from our
feeding allowance can be set aside as saving every day. At the end of the year
such amount can be used to buy learning materials, clothes or any other thing
we feel like buying, with parental guidance.
It is better we teach the
children money management at an early stage of their life because it is one
aspect of life that needs to be taken seriously. Once this becomes part of them
up to the age of twenty, it will surely be a ritual they must do throughout of
their life. Saving will help the children reduce their appetite for buying what
they don’t necessarily need at this stage of their life. Also when they save to
buy little things that are useful to them now, when they grow up they will know
how to save for bigger projects in their life with little or no pressure.
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